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| Platinum MasterCard® with Cash or Fly Rewards Credit Cards issued by HSBC Bank |
 |
Platinum MasterCard® with Cash or Fly Rewards
issued by HSBC Bank
|
|
| Card Category | Credit History | Credit Card Rewards |
| Consumer |
Excellent/Good |
Miles Cash Points |
Credit Card Detail
miles rewards program.
cash rewards program.
points rewards program.
• 0% Intro APR on purchases and balance transfers for 12 months
• Your choice between 2 rewards: Cash Back or Travel
• Free Online Bill Pay
• Zero Liability for Fraudulent Use
• Earn Points every time you use your card
• Redeem points for roundtrip airline tickets or take the money
Credit Card Rates
| Purchases: |
|
Balance Transfers: |
|
Cash Advances: |
| Introductory APR: |
0% |
|
Introductory APR: |
0% |
|
Introductory APR: |
none |
| Introductory Period: |
12 months |
|
Introductory Period: |
12 months |
|
Introductory Period: |
none |
| Ongoing APR: |
10.74% |
|
Ongoing APR: |
10.74% |
|
Ongoing APR: |
22.99% |
| Default APR: |
21.99% |
|
Default APR: |
21.99% |
|
Default APR: |
29.24% |
| Minimum Grace Period: |
25 days |
|
Minimum Grace Period: |
none |
|
Minimum Grace Period: |
none |
Minimum Finance
Charge: |
$0.50 |
|
Minimum Finance
Charge: |
$0.50 |
|
Minimum Finance
Charge: |
$0.50 |
Credit Card Transaction Fees
| Balance Transfer Fees: |
|
Cash Advance Fees: |
|
Foreign Exchange Fees: |
| Minimum: |
$5 |
|
Minimum: |
$5 |
|
Minimum: |
none |
| Fee Rate: |
3% |
|
Fee Rate: |
3% |
|
Fee Rate: |
2% |
| Maximum: |
$50 |
|
Maximum: |
$$50 |
|
Maximum: |
none |
Credit Card Other Fees
| Initial Fees: |
|
Maintenance Fees: |
|
Penalty Fees: |
| Setup Fee: |
$0 |
|
Annual Fee: |
$0 |
|
Late Payment Fee: |
$15 |
Details of Platinum MasterCard® with Cash or Fly Rewards by HSBC Bank
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